Spread the cost of a purchase over $1200 into easy monthly payments. Just select Affirm at checkout. 0-31.99% APR (where applicable and subject to provincial regulatory limitations). Subject to eligibility check and approval. A down payment may be required. See actual terms at checkout.
What Is Affirm?
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.
Why Use Affirm?
Prequalify before you buy Get your Affirm spending limit while you’re still shopping.
Quick and convenient checkout Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
Easy payments Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.
How Do I Use Affirm?
1
Select Affirm at checkout Shop at your favourite stores that offer Affirm and select us as your payment option atcheckout.
2
Get set up Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
3
Enjoy your purchase! Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.
Frequently Asked Questions
Yes. You’ll need:
To be the legal age of majority in the province or territory in which you reside - 18 years of age (AB, MB, ON, PEI, QC, SK) / 19 Years of age (BC, NB, NF, NT, NS, NU, YK).
To be a Canadian permanent resident or citizen.
A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa orMastercard logo). Available payment methods may vary depending on the payment plan selected.
An SMS-capable Canadian phone number and an email address
To meet the minimum cart size required to use Affirm as a payment option at checkout
If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site. https://helpcenter.affirm.ca/ca/s/article/reporting-to-credit-bureaus-ca?language=en_US
For more information on interest or fees, please read this FAQ article on the Affirm help site. https://helpcenter.affirm.ca/ca/s/article/no-fees-ca?language=en_US
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.
To view your account information and track upcoming payments, please login to the Affirm Customer Portal (https://www.affirm.ca/user/signin?locale=en_CA) using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team. https://helpcenter.affirm.ca/ca/s/contact-us?language=en_US
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form. https://helpcenter.affirm.ca/ca/s/contact-us?language=en_US
Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site. https://helpcenter.affirm.ca/ca/s/article/no-fees-ca?language=en_US
Purchases made using Affirm are subject to Wholesale Furniture Brokers' standard return policy. Any returns will be processed by Wholesale Furniture Brokers, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If the Wholesale Furniture Brokers has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Wholesale Furniture Brokers’ return policy here https://www.gowfb.ca/pages/returns-exchanges-and-cancellations
For further information, please refer to the Affirm help center (https://helpcenter.affirm.ca/ca/s/?language=en_US) or get in touch here https://helpcenter.affirm.ca/ca/s/contact-us?language=en_US
For any other assistance, feel free to contact us. We are happy to help you!
